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How JDB Law, PLLC Can Help You Navigate Insurance Claims After an Accident

Jared Bingham • June 18, 2024

Auto insurance companies provide a necessary and important service, but they do not always have your best interests in mind. In the aftermath of an accident, dealing with insurance companies can be overwhelming and stressful. At JDB Law, PLLC, we understand the complexities involved and are here to help you through this challenging time. Here’s how hiring an attorney can ease the burden and ensure you get the compensation you deserve.


The Role of Insurance Companies


While auto insurance is crucial for financial protection in the event of an accident, it's important to remember that insurance companies are businesses. Their primary goal is to minimize payouts to maximize profits. This can sometimes mean that they do not act in your best interest, especially if you are injured due to someone else's negligence. Insurance adjusters may use tactics to devalue your claim or even deny it altogether.


Why Hire an Attorney?


Hiring an attorney if you are injured in an accident due to someone's negligence is like hiring someone to take on the headache of dealing with the insurance companies so you can focus on medical treatment and healing. An experienced attorney from JDB Law, PLLC can:


  1. Handle Communication: We manage all communications with the insurance company, ensuring that your statements are not taken out of context or used against you.
  2. Negotiate Fair Settlements: With our expertise, we can negotiate a settlement that truly reflects the extent of your injuries and losses, rather than accepting a lowball offer.
  3. Gather and Present Evidence: We collect and present all necessary evidence, including medical records and accident reports, to build a strong case on your behalf.
  4. Litigate if Necessary: If the insurance company refuses to offer a fair settlement, we are prepared to take your case to court to fight for your rights.


Focus on Recovery


Dealing with the aftermath of an accident can be physically and emotionally draining. By entrusting JDB Law, PLLC with your insurance claim, you can focus on what matters most—your recovery. We handle the legal complexities, allowing you to concentrate on your medical treatment and healing without the added stress of negotiating with insurance companies.



Schedule a Consultation


Navigating the intricacies of insurance claims requires expert guidance. If you’ve been injured in an accident, don’t go through it alone. Schedule a consultation with JDB Law, PLLC today, and let us help you get the compensation you deserve while you focus on getting better.

By Jared Bingham October 28, 2024
Do You Have a Case If You Slip and Fall on Someone’s Property? Here’s What Determines Liability If you’ve slipped and fallen on someone’s property , you may wonder whether you have a legal case. Not all falls lead to compensation, but under certain circumstances, property owners may be held responsible. Here’s what you need to know about premises liability and the key factors that determine whether you may have a viable case. Understanding Premises Liability Premises liability is a legal principle that holds property owners accountable for injuries that occur on their property due to unsafe or hazardous conditions. Under this principle, if you slip and fall because of a hazard that the property owner knew about (or should have known about) and failed to address, you may have grounds for a personal injury claim. Key Factors That Determine Whether You Have a Case Duty of Care Owed by the Property Owner Property owners have a legal obligation to maintain safe conditions for anyone lawfully on their property. The extent of this duty depends on the relationship between the owner and the visitor. For instance: Invitees (such as customers in a store) are owed the highest duty of care. Property owners must regularly inspect and repair any hazards. Licensees (like social guests) are owed a reasonable duty of care but not to the same extent as invitees. Trespassers typically are not owed any duty of care, although exceptions can exist, particularly if the trespasser is a child. Understanding whether you were an invitee, licensee, or trespasser can help clarify the property owner’s level of responsibility for your safety. Existence of a Dangerous Condition To have a case, there must be evidence of a hazardous condition on the property. Common hazards that can lead to slip-and-fall accidents include: Wet or slippery floors (from spills, rain, or leaks) Uneven or damaged flooring (such as loose tiles or torn carpets) Poor lighting that obscures hazards Cluttered walkways or obstructed paths Photos, witness testimony, and other documentation can support your claim if you can show the hazard was present and contributed to your fall. Property Owner’s Knowledge of the Hazard Simply slipping and falling isn’t enough to establish liability. You must show that the property owner knew (or reasonably should have known) about the hazardous condition and failed to fix it. Evidence of negligence can include: Previous complaints about the hazard from other visitors Surveillance footage showing how long the hazard was present Records of inspections or maintenance that may reveal a lack of upkeep The more proof you have of the property owner’s awareness of the hazard, the stronger your case may be. Whether You Exercised Reasonable Care Courts often consider whether you were acting reasonably at the time of your fall. For example, if you were running or using your phone while walking, a judge might find that you share some responsibility for the accident. In Utah and many other states, a legal concept called comparative negligence applies, meaning that your compensation could be reduced based on your level of fault. Injury Severity and Causation For a slip-and-fall claim to be successful, you must prove not only that a hazard caused your fall but also that the fall led to actual harm. Common injuries from slip-and-fall incidents include fractures, head injuries, sprains, and back injuries. Medical records are crucial here; they demonstrate the severity of your injuries and connect them to the fall. How a Personal Injury Lawyer Can Help Determining whether you have a viable slip-and-fall case can be complex, especially when it comes to gathering evidence and proving negligence. A personal injury lawyer can help by: Investigating the accident scene and gathering evidence Negotiating with insurance companies on your behalf Filing a claim within Utah’s statute of limitations Representing you in court if a fair settlement cannot be reached Conclusion Not every slip and fall incident results in a successful personal injury case. However, if the property owner failed to maintain a safe environment, knew about the hazard, and didn’t act, you might have a valid claim. Seeking advice from a skilled personal injury attorney can provide insight into your case’s potential, helping you understand your rights and next steps. If you have questions about a recent slip and fall, contact us for a free consultation to discuss your options.
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